GPT on Question 49, Oct 1
What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?For 2025, if you’re age 50 or older by year-end:
- •Maximum Roth IRA contribution: $8,000
- •$7,000 regular limit
- •$1,000 catch-up contribution
For a single filer, Roth IRA eligibility phases out based on modified adjusted gross income (MAGI):
- •Under $150,000: Full contribution
- •$150,000–$165,000: Reduced contribution
- •$165,000 or more: No direct Roth IRA contribution
Your contribution also cannot exceed your taxable compensation for the year.
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Highlighted: the required figures found (3 of 3).
For **2025**, if you’re **age 50 or older by year-end**:
- **Maximum Roth IRA contribution:** **$8,000**
- $7,000 regular limit
- $1,000 catch-up contribution
For a **single filer**, Roth IRA eligibility phases out based on **modified adjusted gross income (MAGI)**:
- **Under $150,000:** Full contribution
- **$150,000–$165,000:** Reduced contribution
- **$165,000 or more:** No direct Roth IRA contribution
Your contribution also cannot exceed your taxable compensation for the year.
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