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Question 49 · Sep 30 · Day 21

GPT on Question 49, Sep 30

What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?

For 2025:

  • •Roth IRA contribution limit at age 50: $8,000 total
  • •$7,000 standard limit
  • •$1,000 catch-up contribution
  • •Single-filer income phase-out range: $150,000–$165,000 in modified adjusted gross income (MAGI)
  • •Below $150,000: full contribution
  • •$150,000–$165,000: reduced contribution
  • •$165,000 or more: no direct Roth IRA contribution

The $8,000 limit applies across all your traditional and Roth IRAs combined.

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Sep 30, the whole dayQuestion 49, every day

Exact recordShowHideThe model id, the run, the verbatim text with line numbers and its full sha256
Model
openai/gpt-5.6-sol
pinned openai/gpt-5.6-sol-20260709; alias resolved to openai/gpt-5.6-sol-20260709 at 2026-09-30 09:00:07 UTC (matches the pin)
Date
2026-09-30 · run 20260930T090007Z-45ce12 · scorer v1
Scored
answered · correct
sha256
5d9dbef781238a10b8c1e69c4a4435f8a93da8e4680251e4563ce48d6b4b979a
Permalink
https://modeldrift.watch/r/2026-09-30/H36/openai/gpt-5.6-sol/
Scored
answered · correct
Received
2026-09-30 09:41:44 UTC
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20260930T090007Z-45ce12
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Highlighted: the required figures found (3 of 3).

For **2025**:
- **Roth IRA contribution limit at age 50:** **$8,000** total
- $7,000 standard limit
- $1,000 catch-up contribution
- **Single-filer income phase-out range:** **$150,000–$165,000** in modified adjusted gross income (MAGI)
- Below $150,000: full contribution
- $150,000–$165,000: reduced contribution
- $165,000 or more: no direct Roth IRA contribution
The $8,000 limit applies across all your traditional and Roth IRAs combined.

End of response · 12 lines · 466 characters · sha256 5d9dbef781238a10b8c1e69c4a4435f8a93da8e4680251e4563ce48d6b4b979a