GPT on Question 49, Sep 30
What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?For 2025:
- •Roth IRA contribution limit at age 50: $8,000 total
- •$7,000 standard limit
- •$1,000 catch-up contribution
- •Single-filer income phase-out range: $150,000–$165,000 in modified adjusted gross income (MAGI)
- •Below $150,000: full contribution
- •$150,000–$165,000: reduced contribution
- •$165,000 or more: no direct Roth IRA contribution
The $8,000 limit applies across all your traditional and Roth IRAs combined.
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Highlighted: the required figures found (3 of 3).
For **2025**:
- **Roth IRA contribution limit at age 50:** **$8,000** total
- $7,000 standard limit
- $1,000 catch-up contribution
- **Single-filer income phase-out range:** **$150,000–$165,000** in modified adjusted gross income (MAGI)
- Below $150,000: full contribution
- $150,000–$165,000: reduced contribution
- $165,000 or more: no direct Roth IRA contribution
The $8,000 limit applies across all your traditional and Roth IRAs combined.
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