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Question 49 · Sep 29 · Day 20

GPT on Question 49, Sep 29

What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?

For 2025:

  • •Roth IRA contribution limit at age 50+: $8,000
  • •$7,000 standard limit + $1,000 catch-up contribution
  • •Single-filer income phase-out range: $150,000–$165,000 of modified adjusted gross income (MAGI)

Below $150,000, you may contribute the full amount. At $165,000 or more, you generally can’t contribute directly to a Roth IRA. The $8,000 limit is shared across all your traditional and Roth IRAs and cannot exceed your eligible compensation.

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Sep 29, the whole dayQuestion 49, every day

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openai/gpt-5.6-sol
pinned openai/gpt-5.6-sol-20260709; alias resolved to openai/gpt-5.6-sol-20260709 at 2026-09-29 09:00:07 UTC (matches the pin)
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2026-09-29 · run 20260929T090007Z-334891 · scorer v1
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answered · correct
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41708657394bd84cceecb6dc8b0436a4a5842898d1afa20f7ae6771a4cba5776
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https://modeldrift.watch/r/2026-09-29/H36/openai/gpt-5.6-sol/
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2026-09-29 09:44:07 UTC
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20260929T090007Z-334891
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Highlighted: the required figures found (3 of 3).

For **2025**:
- **Roth IRA contribution limit at age 50+: $8,000**
- $7,000 standard limit + $1,000 catch-up contribution
- **Single-filer income phase-out range:** **$150,000–$165,000** of modified adjusted gross income (MAGI)
Below $150,000, you may contribute the full amount. At $165,000 or more, you generally can’t contribute directly to a Roth IRA. The $8,000 limit is shared across all your traditional and Roth IRAs and cannot exceed your eligible compensation.

End of response · 7 lines · 476 characters · sha256 41708657394bd84cceecb6dc8b0436a4a5842898d1afa20f7ae6771a4cba5776