GPT on Question 49, Sep 23
What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?For 2025:
- •Roth IRA contribution limit at age 50 or older: $8,000 total
- •$7,000 regular limit + $1,000 catch-up contribution
- •Single filer income phase-out range: $150,000–$165,000 of modified adjusted gross income (MAGI)
Below $150,000 MAGI, you may contribute the full amount. From $150,000 to $165,000, the limit is reduced; at $165,000 or more, you cannot contribute directly to a Roth IRA. Your contribution also cannot exceed your eligible compensation for the year.
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Highlighted: the required figures found (3 of 3).
For **2025**:
- **Roth IRA contribution limit at age 50 or older:** **$8,000** total
- $7,000 regular limit + $1,000 catch-up contribution
- **Single filer income phase-out range:** **$150,000–$165,000** of modified adjusted gross income (MAGI)
Below $150,000 MAGI, you may contribute the full amount. From $150,000 to $165,000, the limit is reduced; at $165,000 or more, you cannot contribute directly to a Roth IRA. Your contribution also cannot exceed your eligible compensation for the year.
End of response · 7 lines · 501 characters · sha256 9532204b976082b35317004f02d7e13c886e590733f0829e4d2d27c06b7962b5