GPT on Question 49, Sep 18
What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?For 2025:
- •Roth IRA contribution limit at age 50+: $8,000 total
- •$7,000 regular limit
- •$1,000 catch-up contribution
- •Single filer income phase-out (modified AGI): $150,000–$165,000
- •Under $150,000: eligible for the full contribution
- •$150,000–$165,000: reduced contribution
- •$165,000 or more: no direct Roth IRA contribution
The limit applies across all your traditional and Roth IRA contributions combined.
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Highlighted: the required figures found (3 of 3).
For **2025**:
- **Roth IRA contribution limit at age 50+: $8,000 total**
- $7,000 regular limit
- $1,000 catch-up contribution
- **Single filer income phase-out (modified AGI): $150,000–$165,000**
- Under $150,000: eligible for the full contribution
- $150,000–$165,000: reduced contribution
- $165,000 or more: no direct Roth IRA contribution
The limit applies across all your traditional and Roth IRA contributions combined.
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