GPT on Question 49, Sep 17

What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?

For 2025, if you’re age 50 or older by year-end:

•Roth IRA contribution limit: $8,000 total
•$7,000 regular limit
•$1,000 catch-up contribution
•Single-filer income phase-out (modified AGI): $150,000–$165,000
•Below $150,000: full contribution
•$150,000 to under $165,000: reduced contribution
•$165,000 or more: no direct Roth IRA contribution

The limit applies across all your traditional and Roth IRAs combined.

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Sep 17, the whole day Question 49, every day

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Model: openai/gpt-5.6-sol
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Date: 2026-09-17 · run 20260917T090022Z-136fc3 · scorer v1
Scored: answered · correct
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Permalink: https://modeldrift.watch/r/2026-09-17/H36/openai/gpt-5.6-sol/

Scored: answered · correct
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Highlighted: the required figures found (3 of 3).

For **2025**, if you’re **age 50 or older by year-end**:
- **Roth IRA contribution limit:** **$8,000** total  
  - $7,000 regular limit  
  - $1,000 catch-up contribution
- **Single-filer income phase-out (modified AGI):** **$150,000–$165,000**
  - Below $150,000: full contribution
  - $150,000 to under $165,000: reduced contribution
  - $165,000 or more: no direct Roth IRA contribution
The limit applies across all your traditional and Roth IRAs combined.

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