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Question 49 · Sep 13 · Day 4

GPT on Question 49, Sep 13

What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?

For 2025:

  • •Roth IRA contribution limit at age 50: $8,000 total — the $7,000 standard limit plus a $1,000 catch-up contribution.
  • •Single-filer income phase-out range: $150,000–$165,000 of modified adjusted gross income (MAGI).
  • •Below $150,000: full contribution
  • •$150,000–$165,000: reduced contribution
  • •$165,000 or more: no direct Roth IRA contribution

The $8,000 limit is shared across all your Traditional and Roth IRAs and cannot exceed your taxable compensation.

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Sep 13, the whole dayQuestion 49, every day

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Model
openai/gpt-5.6-sol
pinned openai/gpt-5.6-sol-20260709; alias resolved to openai/gpt-5.6-sol-20260709 at 2026-09-13 09:00:20 UTC (matches the pin)
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2026-09-13 · run 20260913T090021Z-a7390a · scorer v1
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answered · correct
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0ec9eb467e00fad343381d4061fb965f8f25447dad71d4846976dba0bff5a620
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https://modeldrift.watch/r/2026-09-13/H36/openai/gpt-5.6-sol/
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2026-09-13 09:21:27 UTC
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20260913T090021Z-a7390a
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Highlighted: the required figures found (3 of 3).

For **2025**:
- **Roth IRA contribution limit at age 50:** **$8,000** total — the $7,000 standard limit plus a $1,000 catch-up contribution.
- **Single-filer income phase-out range:** **$150,000–$165,000** of modified adjusted gross income (MAGI).
- Below $150,000: full contribution
- $150,000–$165,000: reduced contribution
- $165,000 or more: no direct Roth IRA contribution
The $8,000 limit is shared across all your Traditional and Roth IRAs and cannot exceed your taxable compensation.

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