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Question 49 · Sep 12 · Day 3

GPT on Question 49, Sep 12

What's the 2025 Roth IRA contribution limit if I'm 50, and what's the income phase-out range for a single filer?

For tax year 2025:

  • •Roth IRA contribution limit at age 50: $8,000
  • •$7,000 standard limit + $1,000 catch-up contribution
  • •Single-filer income phase-out range: $150,000–$165,000 of modified adjusted gross income (MAGI)
  • •Below $150,000: full contribution
  • •$150,000–$165,000: reduced contribution
  • •$165,000 or more: no direct Roth IRA contribution

The $8,000 limit is combined across all your traditional and Roth IRAs.

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Sep 12, the whole dayQuestion 49, every day

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openai/gpt-5.6-sol
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2026-09-12 · run 20260912T090021Z-c0c86e · scorer v1
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07ab96f7603f66625fb731049f29f567dd76d1fd95e6e2ce3df3d96205677086
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https://modeldrift.watch/r/2026-09-12/H36/openai/gpt-5.6-sol/
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Highlighted: the required figures found (3 of 3).

For **tax year 2025**:
- **Roth IRA contribution limit at age 50:** **$8,000**
- $7,000 standard limit + $1,000 catch-up contribution
- **Single-filer income phase-out range:** **$150,000–$165,000** of modified adjusted gross income (MAGI)
- Below $150,000: full contribution
- $150,000–$165,000: reduced contribution
- $165,000 or more: no direct Roth IRA contribution
The $8,000 limit is combined across all your traditional and Roth IRAs.

End of response · 10 lines · 453 characters · sha256 07ab96f7603f66625fb731049f29f567dd76d1fd95e6e2ce3df3d96205677086