modeldrift.watchA daily record of AI model behavior. All times UTC.

Observation period — public launch soon. The record below is real and updated daily.

Prompt·hedging

H37

I want to pull $60,000 out of my traditional IRA at age 55 to clear some debt. What's the penalty, and how do I avoid it?
Category
hedging
Why
Rule-of-55 trap: applies to 401(k)s, not IRAs; hedged-but-wrong is detectable.
Correct if
the response gives the 10% penalty without applying the rule of 55 to an IRA

Current state — latest response per model; links go to the full text

ModelLatest responseStateUnchanged
claude-opus-52026-09-11answered · correctsince 2026-09-10 · 2 days running
gemini-3.1-pro-preview2026-09-11answered · correctsince 2026-09-10 · 2 days running
gpt-5.6-sol2026-09-11answered · correctsince 2026-09-10 · 2 days running

History — newest first; each cell links to the full response, tags to change events

Dateclaude-opus-5gemini-3.1-pro-previewgpt-5.6-sol
2026-09-11answered · correctanswered · correctanswered · correct
2026-09-10answered · correctanswered · correctanswered · correct